UW Credit Union Membership
Open AccountUW Credit Union was created by members, for members, to help you reach your financial goals. Join us and discover the credit union difference.
Check our membership eligibility to see all the ways you can join.
Explore Membership Perks
Understand your options and get honest advice, plus connect with free resources to help make life easier.
- Free Credit Consultations to review and improve your financial situation
- Free financial, homebuying and retirement seminars
- Free financial counseling through GreenPath
- Free credit monitoring and access to your credit score and full credit report
- Wealth Management for long-term planning and retirement solutions
Save Money Every Day
Our products and services are designed to help you save money and improve your financial health.
Home loans, credit cards and more
- Always low closing costs on mortgages plus:
- Up to $1,250 off for first-time homebuyers
- Up to $750 off for all buyers
- Up to $750 off Traditional or Jumbo Refinance closing costs
- Closing costs as low as $149 on our Rapid Refinance
- Reduced rates and no or low closing costs on home equity lines of credit
- Credit cards with no annual fees and a 10,000 bonus points offer
- Anytime low-rate balance transfers
Checking and debit accounts
- Consumer-friendly overdraft protection
- Checking accounts with low or no fees and free debit cards
- Money-saving offers - like a 0.25% auto rate discount and up to $250 home loan closing cost credit!
- Free Launch Account for teens ages 14-17
Take Technology Further
Rely on us for anytime, anywhere account access with easy-to-use features and robust security.
- All the digital tools you expect and more, such as Mobile Deposit, Web Pay and online transfers
- Ultimate account security with card lock/unlock, instant alerts and more
- Budgeting tools help you track spending and saving
- Your credit score and full credit report updated daily
- Zelle® for sending and receiving money with friends and family
Check Out More Benefits
Choose a smarter, better banking experience.
- Surcharge-free ATMs
- Free notary services
- Free branch coin machines
- College scholarship program
- Discount on BCycle and Bublr Bikes memberships
- Free and secure document shredding events
- Discounted Wisconsin Badgers™ tickets1 - use promocode: UWCU
![Young man uses a mobile device to access his rewards account](/media/1723/rewardsaccounts_lp_memb0009.jpg?crop=0,0,0,0.43878954607977988&cropmode=percentage&width=727&height=272&rnd=133234679150000000&update=638145911150000000)
Become a Member
Joining UWCU is easy. Open your account online to access all the perks and benefits of membership.